*Lender to pay up to 2% towards closing costs on eligible homes to close by April 12, 2025 on eligible Rockhaven homes. Lender credit available on qualified FHA 30 year Fixed promotion only. Limit one credit per mortgage loan. Credit will be applied at time of consummation and will be disclosed on the Closing Disclosure. This offer does not represent approval for financing and all mortgage loans are subject to credit approval. This promotion excludes the following loan products-conventional, bond products, broker, reverse products, and Jumbo. Other exclusions may apply.

**Advertised 4.99% interest rate (5.421% APR) based on a 30-year FHA (Federal Housing Administration) fixed rate purchase money loan for the purchase of an owner-occupied single-family home, a total loan amount of $300,000 for a borrower with a 660 FICO score, with a down-payment of 3.5%, which would result in an estimated monthly payment of $1,608.63 for 360 months of the loan (stated estimated monthly payments do not include amounts for taxes and insurance premiums, and, if applicable, the actual payment obligations will be greater). These rates are for example purposes only and may not be indicative for all borrower scenarios. Qualification is required. This is not a commitment to lend. Additional costs and fees may apply.

The calculated results are intended for illustrative purposes only and accuracy is not guaranteed. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. *"Pre-approval" means an automated underwriting system approval (conditional approval) based upon credit information supplied by applicant and subject to the Lender's review of loan documents. Not all applicants will be approved.