Promotional Disclaimers

*Offer expires September 30, 2026. Prices, incentives, and availability subject to change without notice. Restrictions apply.

Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. For licensing information, go to: www.nmlsconsumeraccess.org and www.guildmortgage.com/licensing. Borrower must meet program eligibility and qualify based on the note rate of the program selected. All loans subject to underwriter approval. Terms and conditions apply, subject to change without notice. *This home financing option is based on a minimum 640 credit score for a 5/1 adjustable rate FHA 30-year mortgage with a sales price of $400,000, loan amount of $386,000, a down payment of $14,000 and lender credit of $7,856. The initial interest rate is 4.99% (6.619% APR) and is fixed for the first 60 months. During this period, the buyer will make monthly payments of $2,733.77. The rate and monthly payment are variable and subject to change. The loan will adjust after the initial 5-year period (60 months) and can adjust every 1 year afterwards from months 61 – 360. The interest rate can increase up to 9.99% during the life of the loan. The APR may increase after consummation. The monthly payment includes an estimate for homeowner’s insurance, mortgage insurance, and property taxes; however, they may change based on your selection of homeowner’s insurance provider and calculation of property taxes determined by the county. The purchase price, loan amount, and final terms will vary based on the home selected. Interest rates are based on borrower qualifications and loan program guidelines. Rates are subject to credit approval, underwriting, and eligibility requirements, including credit score, loan-to-value ratio (LTV), and property type. The consumer is free to work with any lender; however, this offer is contingent upon selecting Guild Mortgage Company as your lender. Rates available for applications received between 09/24/2026 and 10/05/2026 and are subject to change. This is not an offer of credit or a commitment to lend. Please consult a tax advisor for more information. Borrowers should contact Guild Mortgage Company directly for the most current details and to learn more about eligibility for its mortgage products. Rockhaven Homes is not a mortgage lender. Guild Mortgage is not affiliated with Rockhaven Homes.

Guild Mortgage Company; Equal Housing Opportunity; Company NMLS ID 3274. For licensing information, go to: www.nmlsconsumeraccess.org and www.guildmortgage.com/licensing. Borrower must meet program eligibility and qualify based on the note rate of the program selected. All loans subject to underwriter approval. Terms and conditions apply, subject to change without notice. *This home financing option is based on an FHA 30-year fixed mortgage with a sales price of $400,000, a loan amount of $386,000 with a down payment of $14,000 and a lender credit of $7,855 buyer will make 360 monthly payments of $2,975.78 at interest rate of 5.99% (6.836% APR). The monthly payment includes an estimate for homeowner’s insurance, mortgage insurance, and property taxes; however, they may change based on your selection of homeowner’s insurance provider and calculation of property taxes determined by the county. The purchase price, loan amount, and final terms will vary based on the home selected. Interest rates are based on borrower qualifications and loan program guidelines. Rates are subject to credit approval, underwriting, and eligibility requirements, including credit score, loan-to-value ratio (LTV), and property type. The consumer is free to work with any lender; however, this offer is contingent upon selecting Guild Mortgage Company as your lender. Rates available for applications received between 09/24/2026 and 10/05/2026 and are subject to change. This is not an offer of credit or a commitment to lend. Please consult a tax advisor for more information. Borrowers should contact Guild Mortgage Company directly for the most current details and to learn more about eligibility for its mortgage products. Rockhaven Homes is not a mortgage lender. Guild Mortgage is not affiliated with Rockhaven Homes..

* This is not an offer to enter into a credit agreement. All mortgage loan options are subject to credit approval. Programs and details are subject to change without notice. A mortgage of $200,000 at an Annual Percentage Rate (APR) of 5.31% with a 0% down payment, 0% points, no origination fee, and a credit score of 650 would result in 360 monthly payments of $1,104.41. This is a representative example for informational purposes only, not based on today’s published rate in the Wall Street Journal. Rates are subject to change without notice and may be subject to increase based on property type, loan amount, loan-to-value, credit score and other variables. The representative example does not include tax payments or payments for flood or hazard insurance, which will cause the payment to be higher.