Financing Spotlight
Pinnacle Community Mortgage Program
This program is designed to help buyers overcome common barriers to homeownership and create opportunities for individuals, families and communities to thrive. Available for both first-time and repeat homebuyers, it offers flexible financing to support affordable, sustainable homeownership.
Program Highlights
- 30-year, below-market fixed-rate conventional loan for the purchase or refinance of a primary residence
- No income limits
- No Private Mortgage Insurance (PMI) required
- 100% financing available for loan amounts up to $500,000, and up to 89.9% financing for loan amounts from $500,001 to $832,750
- Combined Loan-to-Value (CLTV) of up to 110% with approved down payment assistance
- Eligible properties include 1-unit attached or detached single-family homes, townhomes and condominiums in select geographic areas
- Borrowers must contribute $500 of their own funds toward the transaction (gift funds not permitted)
Take the next step toward homeownership.
For more information, contact:
Jennifer Ward Sampson
Community Mortgage Advisor, Sr. VP · NMLS 1442417
Pinnacle Financial Partners
384 Northyards Boulevard, Suite 150, Atlanta, GA 30313
Cell: 678-886-1475 · Office: 470-990-8498
Visit pnfp.com/jennifersampsonPinnacle Bank, a Tennessee Bank, dba Synovus Bank. Equal Housing Lender. All loans subject to approval, including credit approval. Program limited to majority minority census tracts in the following counties: Atlanta-Sandy Springs-Roswell, GA MSA: Carroll, Clayton, Coweta, Dekalb, Douglas, Fayette, Forsyth, Fulton, Gwinnett, Henry, Newton, Pickens, Rockdale, Walton. Columbus, GA-AL MSA: Russell (AL), Chattahoochee (GA), Harris (GA), Muscogee (GA). Speak to a Mortgage Advisor to determine program eligibility. Other restrictions may apply.
Effective April 2026.