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*THIS DISCLOSURE REPLACED on 11/16/2023 for* RIVERSHIRE. For payment examples offered throughout our website, the following information is provided to understand how those payments are derived for 2-1 Buydown promotions at Rivershire. This information can expire at any time and is always subject to change with market conditions, lender, property chosen, final sales price, and other factors.Pre-approval is not a commitment to lend. The advertised payment range is based on a FHA 30-year fixed loan with a 30-year fully amortizing term with 2-1 seller, builder, or lender paid buy down. A portion of each monthly payment for the first 24 months will be prepaid by the seller and held by the lender to supplement the buyer’s required monthly payment. The buyer required monthly payment is calculated using an interest rate 2% below the note rate for the first 12 months and 1% below the note rate the subsequent 12 months. Savings are calculated as the difference between the Note Rate Principal & Interest Payment and the Reduced Principal & Interest Payment for the first 24 months. Based on an example loan amount of $284,737 the initial monthly principal and interest payment will be $1,526.70 for the first 12 months, and $1,705.31 the subsequent 12 months. After the initial 24-month period, the payment will be calculated using the full note rate of 6.99% resulting in a monthly payment principal and interest payment of $1,892.45 for the remaining 28-year term. The example is based on an 96.5% loan-to-value (LTV). The Annual Percentage Rate (APR) is 8.116%. There is no prepayment penalty. The actual interest rate, APR and payment may vary based on the specific terms of the loan selected, verification of information, your credit history, the location and type of property, and other factors as determined by Lender. Payments shown does include taxes and insurance, actual payment obligations may be greater. Conditions and restrictions apply. Not all applicants will qualify. Not available in all states. Rates and terms effective 10/27/2023 and are subject to change. 821 Atlanta Street, Ste 104, Roswell, GA 30075 | Georgia Residential Mortgage Licensee | Corp GA #20505 | Corp NMLS #3113 | Equal Housing Lender
*THIS DISCLOSURE REPLACED on 11/16/2023 for Cambridge. For payment examples offered throughout our website, the following information is provided to understand how those payments are derived for 2-1 Buydown promotions at Cambridge. This information can expire at any time and is always subject to change with market conditions, lender, property chosen, final sales price, and other factors. Pre-approval is not a commitment to lend. The advertised loan is a FHA 30-year fixed loan with a 30-year fully amortizing term with 2-1 seller, builder, or lender paid buy down. A portion of each monthly payment for the first 24 months will be prepaid by the seller and held by the lender to supplement the buyer’s required monthly payment. The buyer required monthly payment is calculated using an interest rate 2% below the note rate for the first 12 months and 1% below the note rate the subsequent 12 months. Savings are calculated as the difference between the Note Rate Principal & Interest Payment and the Reduced Principal & Interest Payment for the first 24 months. Based on an example loan amount of $284,737 the initial monthly principal and interest payment will be $1,526.70 for the first 12 months, and $1,705.31 the subsequent 12 months. After the initial 24-month period, the payment will be calculated using the full note rate of 6.99% resulting in a monthly payment principal and interest payment of $1,892.45 for the remaining 28-year term. The example is based on an 96.5% loan-to-value (LTV). The Annual Percentage Rate (APR) is 8.116%. There is no prepayment penalty. The actual interest rate, APR and payment may vary based on the specific terms of the loan selected, verification of information, your credit history, the location and type of property, and other factors as determined by Lender. Payments shown does include taxes and insurance, actual payment obligations may be greater. Conditions and restrictions apply. Not all applicants will qualify. Not available in all states. Rates and terms effective 10/27/2023 and are subject to change. 821 Atlanta Street, Ste 104, Roswell, GA 30075 | Georgia Residential Mortgage Licensee | Corp GA #20505 | Corp NMLS #3113 | Equal Housing Lender
Autumn Brook 2-1 Rate Special V2* 11-16-2023
* The advertised loan is an FHA 30-year fixed loan with a 30-year fully amortizing term with a 2-1 seller paid buy down. A portion of each monthly payment for the first 24 months will be prepaid by the 1 % below the note rate for the next 12 months. Savings are calculated as the difference between the Note Rate Principal & Interest Payment and the Reduced Principal & Interest Payment for the first 12 months and the next 12 months respectively, multiplied by 12 (months in a year) and added together. Based on an example Sales Prices of $409,990 the initial monthly payment will be $2,619 for the first 12 months and will be $2,865 for the next 12 months. After the initial 24 month period, the payment will be calculated using the full note rate of 6.49% resulting in
a monthly payment of $3,123 (Includes Principal & Interest, Taxes, Insurance, applicable mortgage insurance and HOA Dues). The example is based on a 96.5% loan-to-value (LTV). The
Annual Percentage Rate (APR) is 7.478%. There is no prepayment penalty. The actual interest rate, APR and payment may vary based on the specific terms of the loan selected, market conditions,
verification of information, your credit history, credit score, the location and type of property, and other factors as determined by Lender. Conditions and restrictions apply. Not all applicants will qualify. Not available in all states. Rates and terms effective 11/16/2023 and are subject to change and loans must close within 60 days. New American Funding and Rockhaven Homes are not affiliated. © New American Funding. New American and New American Funding are All Rights Reserved. Corporate Office is located at 14511 Myford Road, Suite 100, Tustin, CA 92780 (800) 450-2010. 07 /2022.
Broadlands 2-1 Rate Special V2* 11-16-2023
* The advertised loan is an FHA 30-year fixed loan with a 30-year fully amortizing term with a 2-1 seller paid buy down. A portion of each monthly payment for the first 24 months will be prepaid by the 1 % below the note rate for the next 12 months. Savings are calculated as the difference between the Note Rate Principal & Interest Payment and the Reduced Principal & Interest Payment for the first 12 months and the next 12 months respectively, multiplied by 12 (months in a year) and added together. Based on an example Sales Prices of $429,990 the initial monthly payment will be $2,744 for the first 12 months and will be $3,002 for the next 12 months. After the initial 24 month period, the payment will be calculated using the full note rate of 6.49% resulting in
a monthly payment of $3,273 (Includes Principal & Interest, Taxes, Insurance, applicable mortgage insurance and HOA Dues). The example is based on a 96.5% loan-to-value (LTV). The
Annual Percentage Rate (APR) is 7.475%. There is no prepayment penalty. The actual interest rate, APR and payment may vary based on the specific terms of the loan selected, market conditions,
verification of information, your credit history, credit score, the location and type of property, and other factors as determined by Lender. Conditions and restrictions apply. Not all applicants will qualify. Not available in all states. Rates and terms effective 11/16/2023 and are subject to change and loans must close within 60 days. New American Funding and Rockhaven Homes are not affiliated. © New American Funding. New American and New American Funding are All Rights Reserved. Corporate Office is located at 14511 Myford Road, Suite 100, Tustin, CA 92780 (800) 450-2010. 07 /2022.
Cambridge- Townhome 2-1 Rate Special V5* 11-16-2023
* The advertised loan is an FHA 30-year fixed loan with a 30-year fully amortizing term with a 2-1 seller paid buy down. A portion of each monthly payment for the first 24 months will be prepaid by the 1 % below the note rate for the next 12 months. Savings are calculated as the difference between the Note Rate Principal & Interest Payment and the Reduced Principal & Interest Payment for the first 12 months and the next 12 months respectively, multiplied by 12 (months in a year) and added together. Based on an example Sales Prices of $289,990 the initial monthly payment will be $1,870 for the first 12 months and will be $2,044 for the next 12 months. After the initial 24 month period, the payment will be calculated using the full note rate of 6.49% resulting in
a monthly payment of $2,227 (Includes Principal & Interest, Taxes, Insurance, applicable mortgage insurance and HOA Dues). The example is based on a 96.5% loan-to-value (LTV). The
Annual Percentage Rate (APR) is 7.503%. There is no prepayment penalty. The actual interest rate, APR and payment may vary based on the specific terms of the loan selected, market conditions,
verification of information, your credit history, credit score, the location and type of property, and other factors as determined by Lender. Conditions and restrictions apply. Not all applicants will qualify. Not available in all states. Rates and terms effective 11/16/2023 and are subject to change and loans must close within 60 days. New American Funding and Rockhaven Homes are not affiliated. © New American Funding. New American and New American Funding are All Rights Reserved. Corporate Office is located at 14511 Myford Road, Suite 100, Tustin, CA 92780 (800) 450-2010. 07 /2022
MCEVER- Townhome 2-1 Rate Special V3* 11-16-2023
* The advertised loan is an FHA 30-year fixed loan with a 30-year fully amortizing term with a 2-1 seller paid buy down. A portion of each monthly payment for the first 24 months will be prepaid by the 1 % below the note rate for the next 12 months. Savings are calculated as the difference between the Note Rate Principal & Interest Payment and the Reduced Principal & Interest Payment for the first 12 months and the next 12 months respectively, multiplied by 12 (months in a year) and added together. Based on an example Sales Prices of $329,990 the initial monthly payment will be $2,120 for the first 12 months and will be $2,318 for the next 12 months. After the initial 24 month period, the payment will be calculated using the full note rate of 6.49% resulting in
a monthly payment of $2,526 (Includes Principal & Interest, Taxes, Insurance, applicable mortgage insurance and HOA Dues). The example is based on a 96.5% loan-to-value (LTV). The
Annual Percentage Rate (APR) is 7.493%. There is no prepayment penalty. The actual interest rate, APR and payment may vary based on the specific terms of the loan selected, market conditions,
verification of information, your credit history, credit score, the location and type of property, and other factors as determined by Lender. Conditions and restrictions apply. Not all applicants will qualify. Not available in all states. Rates and terms effective 11/16/2023 and are subject to change and loans must close within 60 days. New American Funding and Rockhaven Homes are not affiliated. © New American Funding. New American and New American Funding are All Rights Reserved. Corporate Office is located at 14511 Myford Road, Suite 100, Tustin, CA 92780 (800) 450-2010. 07 /2022
Reserve at South River Gardens 2-1 Rate Special V2* 11-16-2023
* The advertised loan is an FHA 30-year fixed loan with a 30-year fully amortizing term with a 2-1 seller paid buy down. A portion of each monthly payment for the first 24 months will be prepaid by the 1 % below the note rate for the next 12 months. Savings are calculated as the difference between the Note Rate Principal & Interest Payment and the Reduced Principal & Interest Payment for the first 12 months and the next 12 months respectively, multiplied by 12 (months in a year) and added together. Based on an example Sales Prices of $389,990 the initial monthly payment will be $2,494 for the first 12 months and will be $2,728 for the next 12 months. After the initial 24 month period, the payment will be calculated using the full note rate of 6.49% resulting in
a monthly payment of $2,975 (Includes Principal & Interest, Taxes, Insurance, applicable mortgage insurance and HOA Dues). The example is based on a 96.5% loan-to-value (LTV). The
Annual Percentage Rate (APR) is 7.491%. There is no prepayment penalty. The actual interest rate, APR and payment may vary based on the specific terms of the loan selected, market conditions,
verification of information, your credit history, credit score, the location and type of property, and other factors as determined by Lender. Conditions and restrictions apply. Not all applicants will qualify. Not available in all states. Rates and terms effective 11/16/2023 and are subject to change and loans must close within 60 days. New American Funding and Rockhaven Homes are not affiliated. © New American Funding. New American and New American Funding are All Rights Reserved. Corporate Office is located at 14511 Myford Road, Suite 100, Tustin, CA 92780 (800) 450-2010. 07 /2022
Rivershire Place- Townhome 2-1 Rate Special V1* 11-16-2023
* The advertised loan is an FHA 30-year fixed loan with a 30-year fully amortizing term with a 2-1 seller paid buy down. A portion of each monthly payment for the first 24 months will be prepaid by the 1 % below the note rate for the next 12 months. Savings are calculated as the difference between the Note Rate Principal & Interest Payment and the Reduced Principal & Interest Payment for the first 12 months and the next 12 months respectively, multiplied by 12 (months in a year) and added together. Based on an example Sales Prices of $289,990 the initial monthly payment will be $1,870 for the first 12 months and will be $2,044 for the next 12 months. After the initial 24 month period, the payment will be calculated using the full note rate of 6.49% resulting in
a monthly payment of $2,227 (Includes Principal & Interest, Taxes, Insurance, applicable mortgage insurance and HOA Dues). The example is based on a 96.5% loan-to-value (LTV). The
Annual Percentage Rate (APR) is 7.503%. There is no prepayment penalty. The actual interest rate, APR and payment may vary based on the specific terms of the loan selected, market conditions,
verification of information, your credit history, credit score, the location and type of property, and other factors as determined by Lender. Conditions and restrictions apply. Not all applicants will qualify. Not available in all states. Rates and terms effective 11/16/2023 and are subject to change and loans must close within 60 days. New American Funding and Rockhaven Homes are not affiliated. © New American Funding. New American and New American Funding are All Rights Reserved. Corporate Office is located at 14511 Myford Road, Suite 100, Tustin, CA 92780 (800) 450-2010. 07 /2022
South Point- Townhome 2-1 Rate Special V1* 11-16-2023
* The advertised loan is an FHA 30-year fixed loan with a 30-year fully amortizing term with a 2-1 seller paid buy down. A portion of each monthly payment for the first 24 months will be prepaid by the 1 % below the note rate for the next 12 months. Savings are calculated as the difference between the Note Rate Principal & Interest Payment and the Reduced Principal & Interest Payment for the first 12 months and the next 12 months respectively, multiplied by 12 (months in a year) and added together. Based on an example Sales Prices of $339,990 the initial monthly payment will be $2,182 for the first 12 months and will be $2,386 for the next 12 months. After the initial 24 month period, the payment will be calculated using the full note rate of 6.49% resulting in
a monthly payment of $2,600 (Includes Principal & Interest, Taxes, Insurance, applicable mortgage insurance and HOA Dues). The example is based on a 96.5% loan-to-value (LTV). The
Annual Percentage Rate (APR) is 7.491%. There is no prepayment penalty. The actual interest rate, APR and payment may vary based on the specific terms of the loan selected, market conditions,
verification of information, your credit history, credit score, the location and type of property, and other factors as determined by Lender. Conditions and restrictions apply. Not all applicants will qualify. Not available in all states. Rates and terms effective 11/16/2023 and are subject to change and loans must close within 60 days. New American Funding and Rockhaven Homes are not affiliated. © New American Funding. New American and New American Funding are All Rights Reserved. Corporate Office is located at 14511 Myford Road, Suite 100, Tustin, CA 92780 (800) 450-2010. 07 /2022
Tell River 2-1 Rate Special V2* 11-16-2023
* The advertised loan is an FHA 30-year fixed loan with a 30-year fully amortizing term with a 2-1 seller paid buy down. A portion of each monthly payment for the first 24 months will be prepaid by the 1 % below the note rate for the next 12 months. Savings are calculated as the difference between the Note Rate Principal & Interest Payment and the Reduced Principal & Interest Payment for the first 12 months and the next 12 months respectively, multiplied by 12 (months in a year) and added together. Based on an example Sales Prices of $399,990 the initial monthly payment will be $2,557 for the first 12 months and will be $2,797 for the next 12 months. After the initial 24 month period, the payment will be calculated using the full note rate of 6.49% resulting in
a monthly payment of $3,049 (Includes Principal & Interest, Taxes, Insurance, applicable mortgage insurance and HOA Dues). The example is based on a 96.5% loan-to-value (LTV). The
Annual Percentage Rate (APR) is 7.480%. There is no prepayment penalty. The actual interest rate, APR and payment may vary based on the specific terms of the loan selected, market conditions,
verification of information, your credit history, credit score, the location and type of property, and other factors as determined by Lender. Conditions and restrictions apply. Not all applicants will qualify. Not available in all states. Rates and terms effective 11/16/2023 and are subject to change and loans must close within 60 days. New American Funding and Rockhaven Homes are not affiliated. © New American Funding. New American and New American Funding are All Rights Reserved. Corporate Office is located at 14511 Myford Road, Suite 100, Tustin, CA 92780 (800) 450-2010. 07 /2022
Thomasville 2-1 Rate Special V2* 11-16-2023
* The advertised loan is an FHA 30-year fixed loan with a 30-year fully amortizing term with a 2-1 seller paid buy down. A portion of each monthly payment for the first 24 months will be prepaid by the 1 % below the note rate for the next 12 months. Savings are calculated as the difference between the Note Rate Principal & Interest Payment and the Reduced Principal & Interest Payment for the first 12 months and the next 12 months respectively, multiplied by 12 (months in a year) and added together. Based on an example Sales Prices of $349,990 the initial monthly payment will be $2,245 for the first 12 months and will be $2,455 for the next 12 months. After the initial 24 month period, the payment will be calculated using the full note rate of 6.49% resulting in
a monthly payment of $2,675 (Includes Principal & Interest, Taxes, Insurance, applicable mortgage insurance and HOA Dues). The example is based on a 96.5% loan-to-value (LTV). The
Annual Percentage Rate (APR) is 7.647%. There is no prepayment penalty. The actual interest rate, APR and payment may vary based on the specific terms of the loan selected, market conditions,
verification of information, your credit history, credit score, the location and type of property, and other factors as determined by Lender. Conditions and restrictions apply. Not all applicants will qualify. Not available in all states. Rates and terms effective 11/16/2023 and are subject to change and loans must close within 60 days. New American Funding and Rockhaven Homes are not affiliated. © New American Funding. New American and New American Funding are All Rights Reserved. Corporate Office is located at 14511 Myford Road, Suite 100, Tustin, CA 92780 (800) 450-2010. 07 /2022
Information is believed accurate but not warranted and is subject to changes, omissions, errors and withdrawals without notice.
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