Promotional Disclaimers

4.99 5/1 ARM

Guild Mortgage Company; Equal Housing Opportunity; AZ BK #0018883; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; MA Mortgage Lender License #MC3274; MA Mortgage Broker License #MC3274; Licensed by the Mississippi Department of Banking and Consumer Finance; Licensed by the N.J. Department of Banking and Insurance; NV Mortgage Company #1141; OR ML-176; Rhode Island Licensed Lender; Rhode Island Licensed Third-Party Loan Servicer; Company NMLS ID 3274. For licensing information, go to: www.nmlsconsumeraccess.org and www.guildmortgage.com/licensing. Borrower must meet program eligibility and qualify based on the note rate of the program selected. All loans subject to underwriter approval. Terms and conditions apply, subject to change without notice. Guild Mortgage Company is an Equal Opportunity Employer. Guild Mortgage Company 5887 Copley Drive, San Diego, CA 92111. *This home financing option is based on a minimum 640 credit score for a 5/1 adjustable rate FHA 30-year mortgage with a sales price of $350,000, loan amount of $343,660, a down payment of $12,250 and seller credit of $21,000. The initial interest rate is 4.99% (6.791% APR) and is fixed for the first 60 months. During this period, the buyer will make monthly payments of $2,441.74. The rate and monthly payment are variable and subject to change. The loan will adjust after the initial 5-year period (60 months) and can adjust every 1 year afterwards from months 61 – 360. The interest rate can increase up to 8.99% during the life of the loan. The APR may increase after consummation. The monthly payment includes an estimate for homeowner’s insurance, mortgage insurance, and property taxes; however, they may change based on your selection of homeowner’s insurance provider and calculation of property taxes determined by the county. The purchase price, loan amount, and final terms will vary based on the home selected. Interest rates are based on borrower qualifications and loan program guidelines. Rates are subject to credit approval, underwriting, and eligibility requirements, including credit score, loan-to-value ratio (LTV), and property type. This is not a commitment to lend. Must close within 30 days. Estimates as of 05/27/2026. **Rockhaven Homes seller credit will be $21,000 towards buying down the interest rate and origination costs. Builder incentive participation is required to provide seller credit towards buying down the interest rate. Guild Mortgage is not affiliated with Rockhaven Homes. For more information on properties or communities, please contact Rockhaven Homes. For financing options, please contact Guild Mortgage.

3.99 5/1 ARM

Guild Mortgage Company; Equal Housing Opportunity; AZ BK #0018883; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; MA Mortgage Lender License #MC3274; MA Mortgage Broker License #MC3274; Licensed by the Mississippi Department of Banking and Consumer Finance; Licensed by the N.J. Department of Banking and Insurance; NV Mortgage Company #1141; OR ML-176; Rhode Island Licensed Lender; Rhode Island Licensed Third-Party Loan Servicer; Company NMLS ID 3274. For licensing information, go to: www.nmlsconsumeraccess.org and www.guildmortgage.com/licensing. Borrower must meet program eligibility and qualify based on the note rate of the program selected. All loans subject to underwriter approval. Terms and conditions apply, subject to change without notice. Guild Mortgage Company is an Equal Opportunity Employer. Guild Mortgage Company 5887 Copley Drive, San Diego, CA 92111. *This home financing option is based on a minimum 640 credit score for a 5/1 adjustable rate FHA 30-year mortgage with a sales price of $350,000, loan amount of $343,660, a down payment of $12,250 and seller credit of $21,000. The initial interest rate is 3.99% (6.791% APR) and is fixed for the first 60 months. During this period, the buyer will make monthly payments of $2,237.70. The rate and monthly payment are variable and subject to change. The loan will adjust after the initial 5-year period (60 months) and can adjust every 1 year afterwards from months 61 – 360. The interest rate can increase up to 8.99% during the life of the loan. The APR may increase after consummation. The monthly payment includes an estimate for homeowner’s insurance, mortgage insurance, and property taxes; however, they may change based on your selection of homeowner’s insurance provider and calculation of property taxes determined by the county. The purchase price, loan amount, and final terms will vary based on the home selected. Interest rates are based on borrower qualifications and loan program guidelines. Rates are subject to credit approval, underwriting, and eligibility requirements, including credit score, loan-to-value ratio (LTV), and property type. This is not a commitment to lend. Must close within 30 days. Estimates as of 05/27/2026. **Rockhaven Homes seller credit will be $21,000 towards buying down the interest rate and origination costs. Builder incentive participation is required to provide seller credit towards buying down the interest rate. Guild Mortgage is not affiliated with Rockhaven Homes. For more information on properties or communities, please contact Rockhaven Homes. For financing options, please contact Guild Mortgage.

4.99 FHA Fixed

Guild Mortgage Company; Equal Housing Opportunity; AZ BK #0018883; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; MA Mortgage Lender License #MC3274; MA Mortgage Broker License #MC3274; Licensed by the Mississippi Department of Banking and Consumer Finance; Licensed by the N.J. Department of Banking and Insurance; NV Mortgage Company #1141; OR ML-176; Rhode Island Licensed Lender; Rhode Island Licensed Third-Party Loan Servicer; Company NMLS ID 3274. For licensing information, go to: www.nmlsconsumeraccess.org and www.guildmortgage.com/licensing. Borrower must meet program eligibility and qualify based on the note rate of the program selected. All loans subject to underwriter approval. Terms and conditions apply, subject to change without notice. Guild Mortgage Company is an Equal Opportunity Employer. Guild Mortgage Company 5887 Copley Drive, San Diego, CA 92111. *This home financing option is based on a minimum 640 credit score for a fixed FHA 30 year mortgage with a sales price of $350,000,  a loan amount of $343,660 with a down payment of $12,250, a lender credit of $6,755, and a seller incentive of $21,000, buyer will make 360 monthly payments of $2,441.74, at interest rate of 4.99% (6.454% APR).  The monthly payment includes an estimate for homeowner’s insurance, mortgage insurance, and property taxes; however, they may change based on your selection of homeowner’s insurance provider and calculation of property taxes determined by the county. The purchase price, loan amount, and final terms will vary based on the home selected. Interest rates are based on borrower qualifications and loan program guidelines. Rates are subject to credit approval, underwriting, and eligibility requirements, including credit score, loan-to-value ratio (LTV), and property type. This is not a commitment to lend. Must close within 30 days. Estimates as of 05/27/2026. **Rockhaven Homes seller credit will be $21,000 towards buying down the interest rate and origination costs. Builder incentive participation is required to provide seller credit towards buying down the interest rate. Guild Mortgage is not affiliated with Rockhaven Homes. For more information on properties or communities, please contact Rockhaven Homes. For financing options, please contact Guild Mortgage.